Health Insurance

Having the proper health insurance coverage can literally be a matter of life or death. We'll make sure you're family is properly covered with health insurance premiums you can afford.

Health Insurance in Florida

Health Insurance in Florida is a vital financial tool that offers individuals and families access to essential healthcare services and medical care coverage within the state. These comprehensive Florida Health Plans are designed to provide financial assistance for a wide range of medical expenses, including doctor visits, hospital stays, prescription medications, and preventive services. Health Insurance in Florida is crucial for maintaining your well-being and ensuring that you receive necessary medical attention when needed. If you have questions or require assistance in selecting the right Health Insurance in Florida plan tailored to your specific needs, don't hesitate to reach out to us at (863) 547-0636 for expert guidance and personalized recommendations.

Our team of healthcare experts is dedicated to helping Florida residents navigate the often complex landscape of healthcare coverage. We understand that selecting the right Florida Health Plan is a significant decision, and our commitment is to ensure you have access to the best options available. By contacting us at (863) 547-0636, you'll gain valuable insights and support in choosing a Health Insurance plan in Florida that aligns with your health goals and financial considerations, providing you with the peace of mind that comes from knowing you're well-protected in the Sunshine State.

Health Insurance Types

Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs)
  • HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn't in the HMO’s network, you may have to pay the full cost of the services provided.
  • HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.
Preferred Provider Organizations (PPOs) and Point-of-Service plans (POS)
  • These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of-network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral.
  • If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.
High Deductible Health Plan (HDHP)
  • High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans. 
  • If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.
Catastrophic Health Insurance Plan
  • A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of "safety net" coverage in case you have an accident or serious illness. 
  • Catastrophic plans usually do not provide coverage for services like prescription drugs or shots. 
  • Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher.

    Contact us to learn more about the right health insurance for you.
(863) 547-0636
40230 US Hwy 27
 Ste 150
Davenport, FL 33837​​
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